Pre-Need Funeral Contracts

This is a simple solution to what seems to be the four major concerns:

Emotional

Financial

Medicaid

Members might think or know that they will someday be entering a senior health facility. The cost of residing in such a facility can be very prohibitive and expensive, and ultimately most people run out of funds. Of course, Medicaid will begin to pay the medical bills when all their funds are exhausted. This leaves their family or friends after the money is gone with the responsibility or obligation to pay for the funeral from their own personal funds.

However, after personal funds are exhausted, Medicaid will pay the medical and facility bills but never use the money spent on the Irrevocable Pre-Need Contracts. Any reasonable amount contracted for a pre-need funeral is accepted by Federal Law as restricted funds.

Abandonment

Given the comfort and security they provide, Pre-Need Contracts are not a luxury.

All Pre-Need Contracts with

UNITED HEBREW COMMUNITY OF NEW YORK

Participating Funeral Directors are FDIC insured.

It is guaranteed to be there when needed.

IMPORTANT NOTE REGARDING PRICE GUARANTEE

As per the NYS Pre Plan Pre Need Agreement:

"Items described as “Cash Advances” on the Pre Need Statement are specifically excluded from the price guarantee provisions of the Agreement. The Funeral Firm's only obligation under the Agreement with respect to “Cash Advances” is to credit the amount of money received under this Agreement for “Cash Advances”, and any accumulated interest or dividends attributable to that amount over time, to the actual future cost of those “Cash Advances” at the death of the Beneficiary. If at that time the proceeds attributable to “Cash Advances” are more than the actual prices, such surplus will be refunded to the Purchaser or his legal representative or otherwise used as directed. If the proceeds attributable to “Cash Advances” are less than the actual prices, then the Purchaser or his legal representative will need to supplement the payments to the Funeral Firm to cover the difference or otherwise modify the selection of “Cash Advances”."

Before making a Pre-Need Funeral Contract, we suggest that you contact our office

for more information and to find an Official Licensed Funeral Director.

After a Pre-Need funeral is contracted, it is no less important

for our members to educate their families to call us should they have questions.

Above all else, we encourage our members to instruct family or any party

who would be responsible for arrangements when,

unfortunately, a death occurs to

CALL US FIRST.

OUR EMERGENCY TELEPHONES ARE ANSWERED 24 HOURS A DAY,

EVERY DAY OF THE YEAR.

United Hebrew Community of New York

United Hebrew Community

of New York